Methods are disclosed of assisting a user of a telephone device to manage their account with a telephone service provider. The method includes a step of displaying to the user a graphical display of current charges on their account together with an indicia indicating a spending limit associated with the account. The graphical display is designed such that the proximity of the sum of the current charges to the spending limit is displayed. The method further includes providing a display feature whereby the user can change the display to further display the current charges for the account, in addition to a charge for service by the telephone service provider which has not yet been incurred, such as for example the next monthly service charge. The graphical display of the spending limit gauge can take a variety of forms, such as bar graphics, or pie-chart. In one embodiment, the displays are presented on the display of a wireless telephone.