Invention Grant
- Patent Title: Identifying luxury merchants and consumers
- Patent Title (中): 识别豪华商人和消费者
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Application No.: US12144503Application Date: 2008-06-23
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Publication No.: US08380559B2Publication Date: 2013-02-19
- Inventor: Karlyn Heiner Crotty , Prashant Kalia , Suby P. Philip , Danny M. Yelle
- Applicant: Karlyn Heiner Crotty , Prashant Kalia , Suby P. Philip , Danny M. Yelle
- Applicant Address: US NY New York
- Assignee: American Express Travel Related Services Company, Inc.
- Current Assignee: American Express Travel Related Services Company, Inc.
- Current Assignee Address: US NY New York
- Agency: Snell & Wilmer L.L.P.
- Main IPC: G06Q30/00
- IPC: G06Q30/00
Abstract:
Transaction-level data and size of wallet data may be used to identify luxury merchants. In an embodiment, luxury merchants are identified based on their average record of charge (ROC) size in combination with the percentage of high-wallet consumers who transact with the merchants. Customers having a high share of wallet spent at luxury merchants may be identified as luxury consumers.
Public/Granted literature
- US20090171765A1 Identifying Luxury Merchants and Consumers Public/Granted day:2009-07-02
Information query
