A peer-to-peer communication method for NFC is provided. A link-level security is started by exchanging a link-level security request and a link-level security response between an initiator terminal and a target terminal, then transmission data are encrypted at link-level security layers of the initiator terminal and the target terminal, and the encrypted data are exchanged between the initiator terminal and the target terminal. The link-level security is released by exchanging a link-level security release request and a link-level security release response between the initiator terminal and the target terminal.