The APPARATUSES, METHODS AND SYSTEMS FOR A RISK-ADJUSTED RETURN MAXIMIZING INVESTMENT STRUCTURE (“RAR-MAX”) transform market data, client's investment request inputs, and/or the like via RAR-MAX components into transaction record, investment return outputs, and/or the like). A method is disclosed, comprising: retrieving information of an investment portfolio of financial instruments; receiving market data of a list of eligible financial instrument positions; determining the instant trading time is within an initial time period of a trading period; calculating implied roll costs associated with each of the one or more eligible financial instrument positions; determining a financial instrument position with the lowest implied roll cost based on the calculation; and generating a transaction order purchasing a portion of the financial instrument with the lowest implied roll cost.