Invention Grant
- Patent Title: System and method for granting promotional rewards to both customers and non-customers
- Patent Title (中): 向客户和非客户授予促销奖励的制度和方法
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Application No.: US12619072Application Date: 2009-11-16
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Publication No.: US08408455B1Publication Date: 2013-04-02
- Inventor: Robert Cameron Taylor , Jeffrey J. Pilarcik , Paula M. Ley
- Applicant: Robert Cameron Taylor , Jeffrey J. Pilarcik , Paula M. Ley
- Applicant Address: US NY New York
- Assignee: JPMorgan Chase Bank, N.A.
- Current Assignee: JPMorgan Chase Bank, N.A.
- Current Assignee Address: US NY New York
- Agency: Hunton & Williams LLP
- Main IPC: G07F19/00
- IPC: G07F19/00

Abstract:
Aspects of the invention include systems and methods of using an Automated Teller Machine (ATM) to access a rewards account. The customer may access the ATM using a card or other device. Account information associated with the customer, including a rewards account, may be retrieved by the ATM. Through the ATM, the customer may perform actions upon the rewards account. The actions may include, but are not limited to, a balance inquiry, a withdrawal and/or redemption, an account transfer, and preferences. Subsequent to, or coincident with, a withdrawal/redemption or account transfer, the rewards account may be debited an appropriate amount to equate to the amount of the withdrawal/redemption or account transfer. Following the completion of the customer's transaction, a receipt may be dispensed from the ATM. The receipt may include the rewards account balance.
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