A refuse and recycling cart assembly includes a U-shaped lower frame to hold a plurality of refuse or yard waste containers with easy turn lockable wheels to provide for maneuvering the cart in tight places, stopping or storing the cart on inclined and slippery surfaces or immobilizing the cart during loading or unloading. A U-shaped upper frame with a low to the ground wide rear opening provides for easy loading of containers into the cart with little lifting required. A U-shaped rear vertical support frame has a removable upper frame to give even more clearance for loading containers into the cart with little lifting. The top of the upper rear vertical support frame is bent to provide a handle with a user gripping strip placed on the handle. Upper and lower U-shaped horizontal supports are cantilevered from the upper vertical support frame to support a pair of recycling bins.