Invention Grant
- Patent Title: Electronic bill presentment and payment system and method
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Application No.: US09772601Application Date: 2001-01-30
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Publication No.: US08417628B2Publication Date: 2013-04-09
- Inventor: Thomas Poplawski , Khoon-Hong Tan
- Applicant: Thomas Poplawski , Khoon-Hong Tan
- Applicant Address: US NY New York
- Assignee: JPMorgan Chase Bank, N.A.
- Current Assignee: JPMorgan Chase Bank, N.A.
- Current Assignee Address: US NY New York
- Agency: Goodwin Procter LLP
- Main IPC: G06Q40/00
- IPC: G06Q40/00

Abstract:
A method and system using a communication network such as the Internet to allow registered users the flexibility to pay a bill by using traditional non-electronic payment methods after receiving an e-mail notification. The e-mail notification contains at least summary information which is formatted in the form of a remittance which can be included with the non-electronic form of payment allowing a user to retain the ability to pay a bill non-electronically while still being electronically notified that the bill is coming due. Additionally, a registered user has the option to pay a bill electronically after receiving the e-mail by clicking on an appropriate web address embedded within that e-mail. The registered user will either be directed to a biller website or a Customer Service Provider (CSP) and/or a Business Service Provider (BSP) website and given the option to pay the bill electronically.
Public/Granted literature
- US20030208441A1 Electronic bill presentment and payment system and method Public/Granted day:2003-11-06
Information query