A chip card device includes: a first insulative substrate; a chip unit disposed on an inner side of the first insulative substrate; a first conductive wiring disposed on the inner side of the first insulative substrate, and including a first chip-connecting end that is electrically connected to the chip unit, and a first open circuit terminal opposite to the first chip-connecting end; and a second conductive wiring disposed on the inner side of the first insulative substrate and including a second chip-connecting end that is electrically connected to the chip unit, and a second open circuit terminal that is opposite to the second chip-connecting end, and that can be electrically connected to the first open circuit terminal through an external touching member.