Invention Grant
US08479983B1 Automated banking machine operation authorization based on user location verified by data read from data bearing records
有权
基于从数据记录读取的数据验证的基于用户位置的自动银行机操作授权
- Patent Title: Automated banking machine operation authorization based on user location verified by data read from data bearing records
- Patent Title (中): 基于从数据记录读取的数据验证的基于用户位置的自动银行机操作授权
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Application No.: US13608255Application Date: 2012-09-10
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Publication No.: US08479983B1Publication Date: 2013-07-09
- Inventor: James Block , H. Thomas Graef , Natarajan Ramachandran , Jeffery M. Enright , Dale H. Blackson
- Applicant: James Block , H. Thomas Graef , Natarajan Ramachandran , Jeffery M. Enright , Dale H. Blackson
- Applicant Address: US OH North Canton
- Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
- Current Assignee: Diebold Self-Service Systems division of Diebold, Incorporated
- Current Assignee Address: US OH North Canton
- Agency: Walker & Jocke
- Agent Ralph E. Jocke; Daniel D. Wasil
- Main IPC: G06F19/60
- IPC: G06F19/60
Abstract:
An automated banking machine transaction request is authorized based on the determined location of an authorized user relative to the machine. Identification of an authorized machine user is linked to a remotely locatable item (e.g., a cell phone) of the authorized user. A machine receiving the user identification causes the location of the cell phone to be determined. A comparison is then made of the cell phone location and the machine location. If the locations correspond, then the current machine user is recognized as the authorized user and machine transactions are permitted. If the locations do not correspond, then the current user is denied transactions at the machine. The security arrangement helps prevent an unauthorized person from using a fraudulent machine card to access a financial account.
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