A wireless communication device or a split band diversity antenna arrangement (10, 20, 30 or 41) has a first multi-band antenna (22 or 14) located at a bottom portion (11) of the wireless communication device and selectively coupled to a diversity receiver (26), a second multi-band antenna (24 or 12) located at a top portion (13) of the wireless communication device and selectively coupled to a dual band transceiver (28), a band splitter (25) splitting an input from the first antenna into a first output and a second output where the first output serves as an input to the diversity receiver, and a band combiner (27) that combines the second output of the band splitter with a signal from the second antenna to provide an input signal to the dual band transceiver.