Invention Grant
- Patent Title: Method of managing financial instruments, equipment lease derivatives and other collateral instruments, data architecture, application and process program
- Patent Title (中): 管理金融工具,设备租赁衍生工具等附带工具的方法,数据架构,应用和流程程序
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Application No.: US12658087Application Date: 2010-02-01
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Publication No.: US08489491B2Publication Date: 2013-07-16
- Inventor: Deepak Gulati , Robert E. Beverly, IV
- Applicant: Deepak Gulati , Robert E. Beverly, IV
- Applicant Address: US FL Orlando
- Assignee: Digitech Information Systems, Inc.
- Current Assignee: Digitech Information Systems, Inc.
- Current Assignee Address: US FL Orlando
- Agency: Cooper & Dunham LLP
- Main IPC: G06Q40/00
- IPC: G06Q40/00

Abstract:
A computer-implemented process ad methodology that selects collateral instruments such as equipment leases, using mathematical models, based on selection criteria, risk-reward relationships, and maturity needs resulting in the creation of new financial instrument derivatives. These new derivatives allow for creation of secured private equity, public equity, mutual funds and venture capital funds where the investors' principal is safeguarded against loss regardless of the performance of the investments being made. A two-tier investment structure is created whereby the principal amounts from the fund are invested in specially identified high yield vehicles such as residual equipment leases with high yields over certain maturities. The high yield cash flow only is then invested in higher risk investments such as venture capital start-ups companies.
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