Invention Grant
US08489502B2 Methods and systems for multi-credit reporting agency data modeling
有权
多信用报告机构数据建模的方法和系统
- Patent Title: Methods and systems for multi-credit reporting agency data modeling
- Patent Title (中): 多信用报告机构数据建模的方法和系统
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Application No.: US13046715Application Date: 2011-03-12
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Publication No.: US08489502B2Publication Date: 2013-07-16
- Inventor: Sherri Morris , Chuck Robida , Lisa Zarikian
- Applicant: Sherri Morris , Chuck Robida , Lisa Zarikian
- Applicant Address: US CT Stamford
- Assignee: Vantagescore Solutions, LLC
- Current Assignee: Vantagescore Solutions, LLC
- Current Assignee Address: US CT Stamford
- Agency: Smith Gambrell & Russell LLP
- Main IPC: G06Q40/00
- IPC: G06Q40/00 ; G06Q40/02
Abstract:
Provided are methods and systems by which a data sample can be generated in order to create a true multi-Credit Reporting Agency model, eliminating the biases and variability in traditional multi-CRA models by allowing the creation of a single multi-CRA method which requires neither alignment nor translation to be applicable on all CRAs.
Public/Granted literature
- US20120036055A1 Methods and Systems for Multi-Credit Reporting Agency Data Modeling Public/Granted day:2012-02-09
Information query
