A method and apparatus for quantitatively imaging the retinal fundus. The method for retinal health assessment comprises imaging the retinal fundus of a patient's eye at different wavelengths within a spectral range and determining spectral reflectivity of the retina for each pixel within a field of view (FOV). The retinal health is assessed based on the spectral reflectivity of the retina. The metabolic and anatomical activity of the eye is monitored to detect, at the earliest stage, activity that could lead to the onset of blinding eye diseases such as macular degeneration, diabetic retinopathy, glaucoma, cataracts, etc.