A method for analyzing insurance coverage disparities includes providing a processor, providing a memory including data related to a plurality of claims, and generating a claim scenario, using the processor and the data related to the plurality of claims. The claim scenario includes monetary amounts for damage to property and injury to a person. The method also includes computing, a coverage disparity between at least one of a coverage limit of a policy associated with damage to property and the monetary amount for damage to the property or a coverage limit of the policy associated with injury to the person and the monetary amount for the injury to the person. The method further includes transmitting information for display, within a user interface, the coverage disparity and transmitting information for display, within the user interface, a coverage disparity for a peer group associated with the policy.