A navigation system for a vehicle is presented that provides and utilizes monetary cost-related information. The navigation system may include a database system, calculation module, and comparison module. The database system stores path data and related monetary cost-related data, which include monetary costs that are route-depend and those that are not route-dependent. The calculation module determines routes to a destination, the monetary costs associated with the routes, and may determine the fastest, longest, and least expensive routes. The comparison module enables the determination of an optimal route based on various criteria, including monetary cost. The navigation system further includes methods for determining the monetary costs associated with a route, the travel time associated with a route, determining an optimal route, and for guiding the vehicle according to the monetary cost-related information.