Invention Grant
- Patent Title: System and method for providing a financial instrument utilizing a liability ratio
- Patent Title (中): 使用负债比率提供金融工具的制度和方法
-
Application No.: US13029858Application Date: 2011-02-17
-
Publication No.: US08504460B2Publication Date: 2013-08-06
- Inventor: Jacob M. Herschler , Daniel O. Kane , N. David Kuperstock , Robert F. O'Donnell , Steven L. Putterman , Dain E. Runestad , Robert J. Schwartz , Nicholas Berardis, Jr. , John L. Grucza , Michael A. Guido , J. Scott Dunn
- Applicant: Jacob M. Herschler , Daniel O. Kane , N. David Kuperstock , Robert F. O'Donnell , Steven L. Putterman , Dain E. Runestad , Robert J. Schwartz , Nicholas Berardis, Jr. , John L. Grucza , Michael A. Guido , J. Scott Dunn
- Applicant Address: US NJ Newark
- Assignee: The Prudential Insurance Company of America
- Current Assignee: The Prudential Insurance Company of America
- Current Assignee Address: US NJ Newark
- Agency: Baker Botts L.L.P.
- Main IPC: G06Q40/00
- IPC: G06Q40/00
Abstract:
One embodiment of the invention is a method for providing a financial instrument including determining a current account balance for a financial account, calculating a liability ratio for the financial account, and determining whether to transfer at least a portion of the account balance from a variable sub-account to a low-risk sub-account based on the liability ratio.
Public/Granted literature
- US20110145169A1 System and Method for Providing a Financial Instrument Utilizing a Liability Ratio Public/Granted day:2011-06-16
Information query
