The present disclosure is directed towards systems and methods for allocating a bandwidth credit or an annuity of bandwidth credit to a sender by an intermediary deployed between the sender and a receiver. The sender may be allocated a bandwidth credit or an annuity of bandwidth credit which may identify an amount of data the sender may transmit over a predetermined time period to the receiver, via the intermediary. The intermediary may determine an allocation of a one-time bandwidth credit based on the determination that a difference between the rate of transmission of the sender and the bandwidth usage of the sender falls below a predetermined threshold of the bandwidth credit. The intermediary may determine an annuity of bandwidth credit based on a determination that a difference between the bandwidth usage of the sender over the annuity period and the annuity of bandwidth credit exceeds a predetermined threshold.