Invention Grant
- Patent Title: Intelligent ATM check image deposit engine
- Patent Title (中): 智能ATM支票图像存款引擎
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Application No.: US12841731Application Date: 2010-07-22
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Publication No.: US08510221B2Publication Date: 2013-08-13
- Inventor: Elizabeth S. Votaw , James J. Siekman
- Applicant: Elizabeth S. Votaw , James J. Siekman
- Applicant Address: US NC Charlotte
- Assignee: Bank of America
- Current Assignee: Bank of America
- Current Assignee Address: US NC Charlotte
- Agency: Banner & Witcoff, Ltd.
- Agent Michael A. Springs
- Main IPC: G06Q40/00
- IPC: G06Q40/00 ; G06K9/00

Abstract:
Systems and methods for recognizing a check deposit received in a self-service financial transaction device are described. A check is received from a customer associated with an entity for deposit into an account of the entity. Upon determining a that an amount of the check received for deposit cannot be determined from a scanned image of the check, deposit transaction data for the customer is collected and analyzed, including the frequency and timing of the customer's previous check deposits, the amount of the customer's previous check deposits, the payor of such deposits, and the like, to predict the amount of the currently received check.
Public/Granted literature
- US20120023017A1 Intelligent ATM Check Image Deposit Engine Public/Granted day:2012-01-26
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