An apparatus and method for inputting Hindi characters in a terminal. A touch screen displays a first key set and a second key set. The first key set includes first letter keys with all consonants and a combination lock key for entering a compound consonant. The second key set includes a first letter selected from the first key set and second letter keys with predetermined vowels combinable with the first letter. Upon selection of the first letter from the first key set, a controller controls the touch screen to display the second key set and receives at least one letter from the first and second key sets.