Invention Grant
US08528814B2 System and method for preventing fraud by generating new prepaid gift accounts
有权
通过生成新的预付礼品账户来防止欺诈的系统和方法
- Patent Title: System and method for preventing fraud by generating new prepaid gift accounts
- Patent Title (中): 通过生成新的预付礼品账户来防止欺诈的系统和方法
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Application No.: US13442554Application Date: 2012-04-09
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Publication No.: US08528814B2Publication Date: 2013-09-10
- Inventor: Jason Wolfe
- Applicant: Jason Wolfe
- Applicant Address: US PA Pittsburgh
- Assignee: Giftcodes.com, LLC
- Current Assignee: Giftcodes.com, LLC
- Current Assignee Address: US PA Pittsburgh
- Main IPC: G06K5/00
- IPC: G06K5/00

Abstract:
Systems, methods, and computer-readable media for preventing fraud when exchanging prepaid gift accounts. The system identifies a first prepaid gift account associated with a first prepaid gift. The system then presents an owner of the first prepaid gift with an offer to purchase the first prepaid gift account for an offer amount. Next, the system receives from the owner an acceptance of the offer. Based on the acceptance, the system provides payment to the owner for the first prepaid gift account, generates a second prepaid gift account for a second prepaid gift, transfers at least a portion of funds from the first prepaid gift account to the second prepaid gift account, deactivates the first prepaid gift account, and offers the second prepaid gift account for resale as a new prepaid gift to a person other than the owner.
Public/Granted literature
- US20120246019A1 SYSTEM AND METHOD FOR PREVENTING FRAUD BY GENERATING NEW PREPAID GIFT ACCOUNTS Public/Granted day:2012-09-27
Information query