Invention Grant
US08548926B2 Method and apparatus for global replacement card services 有权
全球替代卡服务的方法和设备

Method and apparatus for global replacement card services
Abstract:
A prompt-response card issuing system providing temporary financial transaction cards includes a communications module, a personal account number (PAN) mapping module, and a security measure determination module. The communications module communicates with a plurality of financial card issuers, each having different profile standards for generating security measures, and also receives, from an issuer, an authorization for a new PAN associated with a financial account of a cardholder. The PAN module maps the new PAN to a temporary personal account number (TPAN) for the cardholder. The security measure determination module determines at least one security measure requirement according to a system profile standard of said prompt-response card issuing system rather than the system profile standard of the authorizing issuer. The TPAN, the security measure requirement, and personal information regarding the cardholder are communicated to a physical card producer so that a physical card bearing the TPAN, the security measure, and at least one item of personal information about the cardholder, can be produced and delivered to the cardholder.
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