Invention Grant
US08554669B2 Method and system for offering a credit product by a credit issuer to a consumer at a point-of sale
有权
在销售点向信贷发行人向消费者提供信用产品的方法和系统
- Patent Title: Method and system for offering a credit product by a credit issuer to a consumer at a point-of sale
- Patent Title (中): 在销售点向信贷发行人向消费者提供信用产品的方法和系统
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Application No.: US11651141Application Date: 2007-01-09
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Publication No.: US08554669B2Publication Date: 2013-10-08
- Inventor: Thomas H. Keithley
- Applicant: Thomas H. Keithley
- Applicant Address: US MD Timonium
- Assignee: Bill Me Later, Inc.
- Current Assignee: Bill Me Later, Inc.
- Current Assignee Address: US MD Timonium
- Agency: Haynes and Boone LLP
- Main IPC: G06Q40/00
- IPC: G06Q40/00
Abstract:
A method for offering at least one credit product by at least one credit issuer to a consumer at a point-of-sale between a merchant and the consumer. The method includes the steps of: providing a credit issuer data set including a plurality of data fields to a central database; initiating a transaction between the consumer and the merchant at the point-of-sale; offering, to the consumer at the point-of-sale, the at least one credit product; and presenting, to the consumer at the point-of-sale, at least one data field in the credit issuer data set. The at least one data field presented to the consumer is populated with data directed to the credit product, the credit issuer, or any combination thereof. An apparatus and system are also disclosed.
Public/Granted literature
- US20080167956A1 Method and system for offering a credit product by a credit issuer to a consumer at a point-of sale Public/Granted day:2008-07-10
Information query
