Invention Grant
US08573486B2 Systems and methods for financial transaction through miniaturized card reader with confirmation of payment sent to buyer
有权
通过小型化读卡器进行金融交易的系统和方法,并向买方发送付款确认
- Patent Title: Systems and methods for financial transaction through miniaturized card reader with confirmation of payment sent to buyer
- Patent Title (中): 通过小型化读卡器进行金融交易的系统和方法,并向买方发送付款确认
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Application No.: US12985982Application Date: 2011-01-06
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Publication No.: US08573486B2Publication Date: 2013-11-05
- Inventor: Jim McKelvey , Xuancong Wen , Jack Dorsey
- Applicant: Jim McKelvey , Xuancong Wen , Jack Dorsey
- Applicant Address: US CA San Francisco
- Assignee: Square, Inc.
- Current Assignee: Square, Inc.
- Current Assignee Address: US CA San Francisco
- Agency: Mintz Levin
- Agent Paul Davis
- Main IPC: G06K5/00
- IPC: G06K5/00 ; G06K7/00 ; G06K7/08 ; G06K19/06 ; G06F7/08

Abstract:
A system is provided that includes a transaction engine running on a mobile device. In response to a financial transaction between a buyer and a seller, the transaction uses the mobile device to accept information selected including but not limited to information from financial transaction or information pertaining to financial transaction card used by the buyer in the transaction. At least a portion of this information is communicated with a third party financial institution or payment network to authorize the transaction. The buyer receives confirmation of the payment.
Public/Granted literature
Information query