A method of playing Baccarat and Baccarat derivative games such as mini-Baccarat and midi-Baccarat which incorporates an optional side bet, without affecting the normal play. The bettors may wager on this side bet, which has a payout based on an occurrence of a natural (two-card) 8-count or 9-count and loses if either no natural occurs, or bettors chose a side that did not have a natural. The Natural side bet may be wagered on either Player side being a natural or the Banker side being a natural. Bettors may win a larger amount on the Natural side bet if specific conditions arise when both the Player and Banker has a natural. In preferred embodiments, the side bets are made electronically via touch screens, and the cards are scanned electronically in a manually dealt shoe or with an electronic shoe simulating physical cards using a computer.