Invention Grant
- Patent Title: Quoting insurance premiums
- Patent Title (中): 报价保险费
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Application No.: US11849317Application Date: 2007-09-03
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Publication No.: US08577699B1Publication Date: 2013-11-05
- Inventor: Raymond Robert Diener , Sunita Shah , Richard Lee Wright
- Applicant: Raymond Robert Diener , Sunita Shah , Richard Lee Wright
- Applicant Address: US TX San Antonio
- Assignee: United Services Automobile Association (USAA)
- Current Assignee: United Services Automobile Association (USAA)
- Current Assignee Address: US TX San Antonio
- Agency: Kilpatrick Townsend & Stockton LLP
- Main IPC: G06Q40/00
- IPC: G06Q40/00

Abstract:
Methods and systems are disclosed for providing quotes on multiple types of insurance policies concurrently. The quotes are individually personalized rather than a class or group quote. The methods and systems significantly reduce the number of insurability questions required to obtain a quote. This reduced set of questions may be used to generate quotes on multiple policies concurrently for a given type of insurance. The methods and systems, however, are applicable to multiple types of insurance. Similarly, the quotes may be “directionally correct” quotes, or they may be provided as a range of possible premiums. Quotes for family members may also be obtained at the same time on similar insurance policies. Personal information may be automatically prefilled to the extent such information is available. Other aspects include the ability to apply for the quoted insurance policies directly from the quotes and to save the quotes for subsequent retrieval.
Information query