Invention Grant
- Patent Title: On-demand cash transport
- Patent Title (中): 按需现金运输
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Application No.: US12262928Application Date: 2008-10-31
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Publication No.: US08577802B1Publication Date: 2013-11-05
- Inventor: Michelle Nichols , Todd Atwood , James Heddleson , Amy Folk , Dan Bohen , Felix Mon , Veralyn Hensley
- Applicant: Michelle Nichols , Todd Atwood , James Heddleson , Amy Folk , Dan Bohen , Felix Mon , Veralyn Hensley
- Applicant Address: US NC Charlotte
- Assignee: Bank of America Corporation
- Current Assignee: Bank of America Corporation
- Current Assignee Address: US NC Charlotte
- Agency: Banner & Witcoff, Ltd.
- Agent Michael A. Springs
- Main IPC: G06Q40/00
- IPC: G06Q40/00

Abstract:
An aspect of the invention provides methods and computer media to support on-demand transportation shipments, supply order requests, change orders, and reports. A bank and business partners may coordinate so that a client can schedule pickups of deposits, delivery of change orders, transportation shipments, and reports. When at least one deposit is created at a banking center for one or more banking customers and an aggregate deposit amount exceeds a predetermined amount, an on-demand pickup of the deposits at the banking center is automatically requested. Also, an on-demand pickup of deposits may be automatically requested at a bank customer's location when the aggregate deposit amount exceeds a predetermined threshold. Moreover, an on-demand change, supply order, or report order may be automatically submitted when available cash is below a predetermined threshold. The available cash may be based on a total amount of cash or on a currency denomination amount.
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