A shingled magnetic recording (SMR) disk drive has concentric shingled data tracks having data sectors with physical block addresses (PBAs), with the tracks being arranged in annular bands separated by annular inter-band gaps. The disk drive also has an on-disk extended cache region and may have writable inter-band cache (IBC) tracks in the inter-band gaps. A count is maintained in memory for each band and each IBC, and the count is incremented for each writing to a band or an IBC. When a count for a band or IBC reaches a predetermined threshold, the data is read from the tracks in the boundary region of the adjacent band that are within the range of the FTE and that data is then written to the extended cache. The FTE-affected tracks are then invalidated, meaning that PBAs can no longer be assigned to the data sectors in those tracks.