Invention Grant
- Patent Title: Single premium immediate annuity with adjustable payment
- Patent Title (中): 单一保费立即年金,可调整支付
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Application No.: US13539857Application Date: 2012-07-02
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Publication No.: US08595117B1Publication Date: 2013-11-26
- Inventor: Lisa Ellis Schwartz , Phillip Neil Beyer , Douglas Irby Ward , Christopher Charles Ogburn , John Dale Hegstrom , Ronald Bryan Sweet , Sarah Brooke Severson , Robert J. Schaffer, III , Christopher P. Keene
- Applicant: Lisa Ellis Schwartz , Phillip Neil Beyer , Douglas Irby Ward , Christopher Charles Ogburn , John Dale Hegstrom , Ronald Bryan Sweet , Sarah Brooke Severson , Robert J. Schaffer, III , Christopher P. Keene
- Applicant Address: US TX San Antonio
- Assignee: United Services Automobile Association (USAA)
- Current Assignee: United Services Automobile Association (USAA)
- Current Assignee Address: US TX San Antonio
- Agency: Kilpatrick Townsend & Stockton LLP
- Main IPC: G06Q40/00
- IPC: G06Q40/00

Abstract:
A method for providing a financial instrument includes providing a processor. The method also includes generating, using the processor, an annuity comprising a fluctuating annuity payment and an option to fix the fluctuating annuity payment and setting a payment schedule for the fluctuating annuity payment.
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