An oil-and-fat composition, meets the following five requirements (a) to (e): (a) a X2O content is 50 to 80% by mass; (b) a XOX content is not more than 50% by mass; (c) a mass ratio XOX/X2O is 0.3 to 0.8; (d) a mass ratio PStO/X2O is 0.2 to 0.6; and (e) a mass ratio St/P is 0.4 to 1.5. In the five conditions (a) to (e), X, O, P, St, X2O, XOX and PStO respectively represent the following. X: saturated fatty acid having carbon atom of not less than 16; O: oleic acid; P: palmitic acid; St: stearic acid; X2O: triglyceride in which two molecules of X and one molecule of O are bonded; XOX: triglyceride in which X is bonded to 1,3-position and O is bonded to 2-position; and PStO: triglyceride in which P, St and O are bonded.