Invention Grant
US08626539B2 Life insurance cooperative 失效
人寿保险合作社

  • Patent Title: Life insurance cooperative
  • Patent Title (中): 人寿保险合作社
  • Application No.: US13652426
    Application Date: 2012-10-15
  • Publication No.: US08626539B2
    Publication Date: 2014-01-07
  • Inventor: Michael Richard Hoffman
  • Applicant: Michael Richard Hoffman
  • Agent Kenneth P. Waszkiewicz
  • Main IPC: G06Q40/00
  • IPC: G06Q40/00
Life insurance cooperative
Abstract:
A method in a server computer connected over a network to a group of participants, where each participant operates a client computer. The method receives a payment for each participant in the group, associates the payments received for the group with a time period, calculates a designated portion of each payment, and creates a fund for the time period by combining the designated portions of the payments. The method receives a notification for each participant in a subgroup of the group of participants, where the notification indicates that during the time period an event occurred. The method calculates a portion of the fund to disburse to each participant in the subgroup, and disburses the fund to the participants in the subgroup, where the portion of the fund to disburse to each participant in the subgroup is a share of the fund.
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