Invention Grant
US08626664B2 Methods and systems for providing enhanced data for co-brand payment card transactions
有权
为共同品牌支付卡交易提供增强数据的方法和系统
- Patent Title: Methods and systems for providing enhanced data for co-brand payment card transactions
- Patent Title (中): 为共同品牌支付卡交易提供增强数据的方法和系统
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Application No.: US13631329Application Date: 2012-09-28
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Publication No.: US08626664B2Publication Date: 2014-01-07
- Inventor: Brad Michael Tomchek , Robert Donald Reany , Michael William Koch , Edward Cletus Seaver , Jonathan Robert Powell
- Applicant: MasterCard International Incorporated
- Applicant Address: US NY Purchase
- Assignee: MasterCard International Incorporated
- Current Assignee: MasterCard International Incorporated
- Current Assignee Address: US NY Purchase
- Agency: Armstrong Teasdale LLP
- Main IPC: G06Q20/40
- IPC: G06Q20/40
Abstract:
A computer-based method for processing a payment transaction using an enhanced payment card is provided. The transaction is processed using a computer device coupled to a storage device. The enhanced payment card is issued to a cardholder by an issuer. The method includes receiving an authorization request message associated with a merchant. The authorization request message includes a card identifier and relating to a transaction initiated by the cardholder with the merchant using the enhanced payment card. The method includes transmitting an authorization response message to the merchant. The authorization response message is generated by the issuer and including an instructing message. The merchant is instructed, via the instructing message, to transmit to the computer device an addendum file including enhanced transaction data for the transaction.
Public/Granted literature
- US20130091057A1 METHODS AND SYSTEMS FOR PROVIDING ENHANCED DATA FOR CO-BRAND PAYMENT CARD TRANSACTIONS Public/Granted day:2013-04-11
Information query
