Invention Grant
US08650048B1 Method and system for insuring real property in wildfire prone areas
有权
在野火易发地区投保不动产的方法和制度
- Patent Title: Method and system for insuring real property in wildfire prone areas
- Patent Title (中): 在野火易发地区投保不动产的方法和制度
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Application No.: US12769563Application Date: 2010-04-28
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Publication No.: US08650048B1Publication Date: 2014-02-11
- Inventor: John C. Hopkins, III , Arthur Quentin Smith
- Applicant: John C. Hopkins, III , Arthur Quentin Smith
- Applicant Address: US TX San Antonio
- Assignee: United Services Automobile Association (USAA)
- Current Assignee: United Services Automobile Association (USAA)
- Current Assignee Address: US TX San Antonio
- Agency: Kilpatrick Townsend & Stockton LLP
- Main IPC: G06Q40/00
- IPC: G06Q40/00
Abstract:
A method of providing an insurance policy for a home includes providing a computer having a processor and deploying a plurality of sensors in a vicinity of the home. The method also includes receiving data from the plurality of sensors. The data includes information related to environmental factors associated with the home. The method further includes transmitting the information related to the environmental factors to the computer, computing, by the processor, a fire risk associated with the home using the information, and computing, by the processor, an insurance premium for the insurance policy using the computed fire risk.
Information query
