A removable cargo liner for use in a vehicle cargo area. The removable cargo liner comprises an upper cargo liner layer being positionable in the cargo area of a vehicle and a lower layer being made of a dual purpose, nonwoven, needle punch fiber having a loop feature. The lower layer is fixedly coupled to the upper cargo liner layer. The lower layer provides a generally non-abrasive contact interface with the vehicle cargo area. An intermediate layer made of a compliant material is coupled between the upper cargo liner layer and the lower layer such that the coupling of the lower layer to the upper cargo liner layer is via the intermediate layer. A single-sided member is connectable to the cargo area defining a hook feature, such that the hook feature of the single-sided member is releasably coupled to the loop feature of the lower layer.