A complex exercise machine utilizes a horizontally extending frame assembly having a plurality of resistance elements. A plurality of foot pedals are included that are slidably mounted on the frame assembly. The foot pedals are moveable between a first position, proximate to the user, and a second distal position. The resistance elements have a first end and a second end. The first end of the resistance element is removably anchored to the frame assembly A first resistance element includes a handle at its second to exercise upper body muscle groups, while a second resistance element includes the pedals at its second end to exercise lower body and abdominal muscle groups. A seat is provided that is adjustably mounted to the frame assembly. The angulation between the seat back and seat bottom is also adjustable.