A mobile wireless communications device may include a wireless transceiver, a processor coupled with the wireless transceiver, and a near-field communication (NFC) device coupled with the processor. The NFC device may include an NFC controller, an NFC transceiver coupled with the NFC controller, and a first memory coupled with the NFC controller. The first memory may be configured to store at least one first application. The mobile wireless communications device may also include a second memory coupled to the processor and configured to store at least one second application. The processor may be configured to disable the NFC transceiver based upon a security condition, disable access to the at least one first application, erase the at least one second application, perform reset operation, and erase the at least one application from the first memory after the reset operation.