A transaction card assembly may be constructed and arranged for use in a transaction by an issuee of the transaction card assembly. The transaction card assembly may include a first layer including a sheet of material, a second layer including a sheet of material, and an adhesive foam material between the first and second layers that expands to fill a space between the first and second layers and to define, at least in part, a finished thickness for the transaction card assembly and bonds the first and second layers together. Indicia, such as information representing an account number, biometric data representing a feature of the issuee, etc., may be included with the assembly for use in a transaction.