A method, system, media, and device are directed to providing a check-out of a merchant transaction. A gift-card redemption interface is provided for redeeming a gift-card. A payment interface is provided for presenting a plurality of additional non-gift-card payment options comprising a credit-card payment option and a non-credit-card payment option. A mechanism is provided for performing operations. The operations include restricting a use of the gift-card redemption interface with the payment options; and processing the merchant transaction based on payments the gift-card.