Invention Grant
- Patent Title: Merchant bill pay
- Patent Title (中): 商户票据支付
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Application No.: US13342077Application Date: 2012-01-01
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Publication No.: US08700527B2Publication Date: 2014-04-15
- Inventor: Mark C. Dolphin , David M. Grigg , Michael W. Upton , Darrell F. Stanfield , Darrell Johnsrud
- Applicant: Mark C. Dolphin , David M. Grigg , Michael W. Upton , Darrell F. Stanfield , Darrell Johnsrud
- Applicant Address: US NC Charlotte
- Assignee: Bank of America Corporation
- Current Assignee: Bank of America Corporation
- Current Assignee Address: US NC Charlotte
- Agency: Moore & Van Allen PLLC
- Agent Michael A. Springs; Sreenivas Vedantam
- Main IPC: G06Q40/00
- IPC: G06Q40/00

Abstract:
Embodiments of the invention are directed to systems, methods and computer program products for transmitting, via an intermediary system, a payment request from a payment requestor to a customer. In some embodiments, a method includes: (a) receiving, at an intermediary computing device, the payment request from a source system, wherein the payment request includes a payment amount and an alias associated with a payment recipient, (b) in response to receiving the payment request, determining, via a computing device processor, whether the payment recipient is a registered payment recipient based on the alias, and (c) in response to determining the payment recipient is a registered payment recipient based on the alias, communicating, via the intermediary computing device, the payment request to the payment recipient based on the payment recipient being the registered payment recipient.
Public/Granted literature
- US20130018785A1 MERCHANT BILL PAY Public/Granted day:2013-01-17
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