A cargo area assembly for a movable seat in an automotive vehicle includes a configurable panel covering at least a portion of a storage compartment located rearwardly of the seat. The configurable panel and a removable panel cooperate to cover the storage compartment, if desired, in a full forward and full rearward position of the seat. The configurable panel incorporates hinges to allow various positioning of panel portions and storage alternatives, and the removable panel is dimensioned for storage in the tailgate.