A method and RF SIM card communication system using a tag recognition to control the RF communication range, a tag for providing data information is installed on a mobile communication terminal equipped with an RF SIM card, a tag reader module for reading out and transmitting the data information is installed on an RF card reader device, setting a card reading condition for the card reader device as: under the condition that the tag reader module reads out the tag data information, the RF card reader module, based on the data information of the tag, establishes wireless communication link with and transfers data to the RF SIM card in the mobile terminal. The present invention is not affected by the shielding effect of the mobile communication terminal, thereby avoids the cumbersome calibration process for the RF SIM card transceiver power and receiver sensitivity in existing technologies, this both brings convenience to the users, and further facilitates of widespread use of RF SIM cards.