In an image forming apparatus, a determiner determines a target amount of transfer current based on first and second algorithms each representing a relation between an image area rate of a latent image bearer in the vicinity of an exit of a transfer nip and a target amount of transfer current to be provided to a nip creating member. The first algorithm is utilized in a second transfer step when the image area rate falls within a typical range from the lower limit (a %) to the upper limit (b %). The first algorithm decreases the target amount as the image area rate increases within that range.