A refrigerator includes a rear wall, a first side wall, a second side wall, a top wall, and a bottom wall that are permanently attached to define a cabinet. The cabinet includes an interior liner and an exterior wrapper. A door is pivotally connected with the cabinet and includes an interior liner and an exterior wrapper. A pocket is disposed in at least one of the rear wall, first side wall, second side wall, top wall, bottom wall, and door between the interior liner and the exterior wrapper. The pocket includes an access opening disposed at an edge of one of the rear wall, first side wall, second side wall, top wall, and bottom wall. A removable insulation panel is disposed in the pocket.