According to some embodiments described in the disclosure, methods and systems are provided for offering a line of credit to a customer. In one example, information is generated about a customer arriving at a predetermined location of a sponsoring organization. An indication is obtained from a credit provider of a line of credit that has been established for the customer arriving at the predetermined location of the sponsoring organization, in which the customer has not solicited the line of credit. The sponsoring organization offers to the customer to activate the line of credit while the customer is at the predetermined location, and the line of credit is activated as part of a chargeable event at the predetermined location.