A system and method are provided for authenticating a person's identity to a business using a trusted entity with a secure repository to store and protect the person's identity information. The person accesses their account on the trusted entity's server using a user name and a password. Then, the trusted entity grants the person a unique code so the person can authenticate their identity to the business. The person delivers the unique code to the transactional entity. The business makes a request to verify the unique code with the trusted entity. The trusted entity verifies the unique code, which authenticates the person's identity to the business.