Invention Grant
- Patent Title: Method for authenticating financial transaction requests using a website or web portal
- Patent Title (中): 使用网站或门户认证金融交易请求的方法
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Application No.: US12971661Application Date: 2010-12-17
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Publication No.: US08744967B2Publication Date: 2014-06-03
- Inventor: David Aaron Pinski
- Applicant: David Aaron Pinski
- Applicant Address: NL Hoofddorp
- Assignee: ING Direct N.V.
- Current Assignee: ING Direct N.V.
- Current Assignee Address: NL Hoofddorp
- Agency: Duane Morris LLP
- Main IPC: G06Q40/00
- IPC: G06Q40/00

Abstract:
A method for authenticating a financial transaction request includes receiving first information where the first information includes first party identifying information, and a unique pseudorandom number of a pseudorandom sequence included with a check from a plurality of checks. A status of activating the plurality of checks is determined using a portion of the first information, a stored activation code, and stored information first party identifying information. The stored first party identifying information is stored with the pseudorandom sequence. The first party is authenticated with the received and stored first party identifying information. The unique pseudorandom number is authenticated with the received first party identifying information, a portion of the stored first party identifying information and the stored sequence. The first information is authenticated if the first party and the unique pseudorandom number included with the first information are authenticated and if the plurality of checks have been activated.
Public/Granted literature
- US20110270753A1 METHOD FOR AUTHENTICATING FINANCIAL TRANSACTION REQUESTS USING A WEBSITE OR WEB PORTAL Public/Granted day:2011-11-03
Information query