Invention Grant
US08744974B2 Systems and methods for secure wireless payment transactions when a wireless network is unavailable 有权
当无线网络不可用时,用于安全无线支付交易的系统和方法

  • Patent Title: Systems and methods for secure wireless payment transactions when a wireless network is unavailable
  • Patent Title (中): 当无线网络不可用时,用于安全无线支付交易的系统和方法
  • Application No.: US13417868
    Application Date: 2012-03-12
  • Publication No.: US08744974B2
    Publication Date: 2014-06-03
  • Inventor: William O. White
  • Applicant: William O. White
  • Applicant Address: US CO Denver
  • Assignee: Mocapay, Inc.
  • Current Assignee: Mocapay, Inc.
  • Current Assignee Address: US CO Denver
  • Agency: Holland & Hart LLP
  • Main IPC: G06Q20/00
  • IPC: G06Q20/00 G06Q20/36
Systems and methods for secure wireless payment transactions when a wireless network is unavailable
Abstract:
Systems, methods, and devices are disclosed which allow a mobile device user to complete financial transactions even when the mobile device is not connected to a wireless network. The systems, methods, and devices of the present disclosure may utilizing a combination of an encrypted lockbox containing out of network payment codes on the mobile device and a matching set of out of network payment codes stored on a server of a payment authority.
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