Invention Grant
US08744974B2 Systems and methods for secure wireless payment transactions when a wireless network is unavailable
有权
当无线网络不可用时,用于安全无线支付交易的系统和方法
- Patent Title: Systems and methods for secure wireless payment transactions when a wireless network is unavailable
- Patent Title (中): 当无线网络不可用时,用于安全无线支付交易的系统和方法
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Application No.: US13417868Application Date: 2012-03-12
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Publication No.: US08744974B2Publication Date: 2014-06-03
- Inventor: William O. White
- Applicant: William O. White
- Applicant Address: US CO Denver
- Assignee: Mocapay, Inc.
- Current Assignee: Mocapay, Inc.
- Current Assignee Address: US CO Denver
- Agency: Holland & Hart LLP
- Main IPC: G06Q20/00
- IPC: G06Q20/00 ; G06Q20/36

Abstract:
Systems, methods, and devices are disclosed which allow a mobile device user to complete financial transactions even when the mobile device is not connected to a wireless network. The systems, methods, and devices of the present disclosure may utilizing a combination of an encrypted lockbox containing out of network payment codes on the mobile device and a matching set of out of network payment codes stored on a server of a payment authority.
Public/Granted literature
- US20120233005A1 SYSTEMS AND METHODS FOR SECURE WIRELESS PAYMENT TRANSACTIONS WHEN A WIRELESS NETWORK IS UNAVAILABLE Public/Granted day:2012-09-13
Information query