A method, a system and a computer program product for providing an individual with management/distribution control of the individual's personal information and transaction information. A transaction data management (TDM) utility executes on a data processing system and receives transaction reports from internal/external applications based on member permissions. Based on user configuration/request, the TDM utility records/displays the transaction information as a public announcement and/or a private record within a dynamic transaction/activity information profile. The TDM utility enables the individual to provide supplemental information describing transactions for which reports are received. In addition, the TDM utility enables the individual to provide a schedule of previous/future transactions. The TDM utility rates the individual according to the quality of transactions and the reliability of the transaction schedule . . . The TDM utility categorizes activities outlined in the transaction reports/schedules. The TDM utility serves targeted advertisements to the individual and/or performs transactions involving the individual's information, based on permissions and compensation agreements.