A computer implemented method, apparatus, and computer usable program product for managing a level of marketing disincentives directed towards a customer using a risk assessment score. In one embodiment, a risk assessment score for a customer associated with a retail facility is retrieved. The risk assessment score is analyzed to determine whether the customer is a desirable customer or an undesirable customer. In response to the risk assessment score indicating that the customer is an undesirable customer, aggressive marketing disincentives targeted to the undesirable customer are generated. If the risk assessment score indicates the customer is a desirable customer, marketing incentives targeted to the desirable customer are generated.