A system and a method for providing a personalized biometric identification system to facilitate in securing critical transactions have been disclosed. The system includes a server which captures pre-designated biometric prints of a user, personalizes them and registers them on a bio print reader, owned by the user, over a unidirectional non-Internet based channel. The system overcomes the challenges involved in employing biometrics as a part of non-repudiation process for authorizing Internet based critical transactions for multiple entities by assuring the safety of the biometric prints of the users and eliminating additional hardware requirements.