An embodiment of this invention provides a zoom lens that primarily comprises, in order from an object side to an image-forming side, a first lens group having negative refractive power, a second lens group having positive refractive power, and a third lens group having positive refractive power. The second lens group comprises several lenses, in which the focal length of the first lens from the object side is efl3, the focal length of the second lens from the object side is efl4, and efl3 and efl4 satisfy: 0